constantly /ˈkɑːnstəntli/ (adverb) all the time; repeatedly Example: The company is constanly looking for highly trained employees
present /ˈpreznt/ (adjective) existing or happening now Example: The present study has two main aims.
achievement /əˈtʃiːvmənt/ (noun) a thing that somebody has done successfully, especially using their own effort and skill Example: Joseph's achievements in R&D will go down in company history
maintain /meɪnˈteɪn/ (verb) to make something continue at the same level, standard, etc. Example: I've been maintaining a list of office supplies that are in greatest demand
subtract /səbˈtrækt/ (verb) to take a number or an amount away from another number or amount Example: Once you ring up an item, the computer automatically subtracts it from the inventory log
deduct /dɪˈdʌkt/ (verb) to take away money, points, etc. from a total amount Example: By deducting the monthly fee from her checking account, Yi was able to make her account balance
mortgage /ˈmɔːrɡɪdʒ/ (noun) a legal agreement by which a bank or similar organization lends you money to buy a house, etc., and you pay the money back over a particular number of years; the sum of money that you borrow Example: Hiram mortgaged his home to get extra money to invest in his business
transaction /trænˈzækʃn/ (noun) a piece of business that is done between people, especially an act of buying or selling Example: Banking transaction will appear on your monthly statement
debt /det/ (noun) a sum of money that somebody owes Example: The banks are worried about your increasing debt
reconcile /ˈrekənsaɪl/ (verb) to find an acceptable way of dealing with two or more ideas, needs, etc. that seem to be opposed to each other Example: The accountant found the error when she reconcile the account
refund /ˈriːfʌnd/ (noun) a sum of money that is paid back to you, especially because you paid too much or because you returned goods to a shop Example: With the tax refund, we bought two plane tickets
periodically /ˌpɪriˈɑːdɪkli/ (adverb) in a way that happens fairly often and regularly Example: The group tried to meet periodically
due to /duː tə/ (noun) because of Example: Due to the low interest rates, good office space is difficult to find
settle /ˈsetl/ (verb) to put an end to an argument or a disagreement Example: We settle the bill with the cashier
draw /drɔː/ (verb) to make pictures, or a picture of something, with a pencil, pen or chalk (but not paint) Example: Matthew was drawn to a career in cooking
quote /kwəʊt/ (verb) to repeat the exact words that another person has said or written Example: We were quoted a price of $89 for the room for one night
collection /kəˈlekʃn/ (noun) a group of objects, often of the same sort, that have been collected Example: The museum's collection contained many works donated by famous collectors
authorize /ˈɔːθəraɪz/ (verb) to give official permission for something, or for somebody to do something Example: We cannot share the test results with you until we have been authorized to do so by your doctor
statement /ˈsteɪtmənt/ (noun) something that you say or write that gives information or an opinion Example: My bank sends me monthly statement
limit /ˈlɪmɪt/ (noun) the greatest or smallest amount of something that is allowed Example: We were reaching the limits of civilization.
counter /ˈkaʊntər/ (noun) a long flat surface over which goods are sold or business is done in a shop, bank, etc. Example: We stacked the dirty plates on the kitchen counter.
reader /ˈriːdər/ (noun) a person who reads, especially one who reads a lot or in a particular way Example: My sister has many readers on her bookshelf.
insurance /ɪnˈʃʊrəns/ (noun) an arrangement with a company in which you pay them regular amounts of money and they agree to pay the costs, for example, if you die or are ill, or if you lose or damage something Example: Can you claim for the loss on your insurance?
transfer /trænsˈfɜːr/ (verb) to move from one place to another; to move something/somebody from one place to another Example: He has been transferred to a national hospital.
significantly /sɪɡˈnɪfɪkəntli/ (adverb) in a way that is large or important enough to have an effect on something or to be noticed Example: Your decision will significantly affect your future.
clearly /ˈklɪrli/ (adverb) in a way that is easy to see or hear Example: Please speak clearly after the tone.
grab /ɡræb/ (verb) to take or hold somebody/something with your hand suddenly or roughly Example: She grabbed the child's hand and ran.
draft /dræft/ (noun) a rough written version of something that is not yet in its final form Example: I've made a rough draft of the letter.
grant /ɡrænt/ (verb) to agree to give somebody what they ask for, especially formal or legal permission to do something Example: He has been awarded a research grant.
generous /ˈdʒenərəs/ (adjective) giving or willing to give freely; given freely Example: It’s very generous of him to pay all the bill.
withdraw /wɪðˈdrɔː/ (verb) to take money out of a bank account Example: Both powers withdrew their forces from the region.
pass /pæs/ (verb) to achieve the required standard in an exam, a test, etc. Example: There was a truck behind that was trying to pass me.
break /breɪk/ (verb) to be damaged and separated into two or more parts, as a result of force; to damage something in this way Example: We'll take another break at 3.30.
spot /spɑːt/ (noun) a small round area that has a different colour or feels different from the surface it is on Example: There are some spots on his face.
cost /kɔːst/ (noun) the amount of money that you need in order to buy, make or do something Example: It costs a fortune to fly first class.
premises /ˈpremɪsɪz/ (noun) the building and land near to it that a business owns or uses Example: His father asked him to leave the premises immediately.
trace /treɪs/ (verb) to find or discover somebody/something by looking carefully for them/it Example: The ship had vanished without (a) trace.
reverse /rɪˈvɜːrs/ (verb) to change something completely so that it is the opposite of what it was before Example: The government has failed to reverse the economic decline.
facility /fəˈsɪləti/ (noun) buildings, services, equipment, etc. that are provided for a particular purpose Example: Schools and hospitals are necessary facilities.
doubt /daʊt/ (noun) a feeling of being uncertain about something or not believing something Example: There seems no reason to doubt her story.
preference /ˈprefrəns/ (noun) a greater interest in or desire for somebody/something than somebody/something else Example: I can't say that I have any particular preference.
accompany /əˈkʌmpəni/ (verb) to travel or go somewhere with somebody/something Example: "May I accompany you to the ball?" he asked her.
commission /kəˈmɪʃn/ (noun) an official group of people who have been given responsibility to control something, or to find out about something, usually for the government Example: She has been commissioned to write a new national anthem.
fair /fer/ (adjective) acceptable and appropriate in a particular situation Example: Jenny excels in Science, but her grades in English are just fair.
reveal /rɪˈviːl/ (verb) to make something known to somebody Example: He was jailed for revealing secrets to the Russians.