accept /əkˈsept/
(verb) to take willingly something that is offered; to say ‘yes’ to an offer, invitation, etc.
Example: The receptionist accepted the package from the courier

balance /ˈbæləns/
(noun) a situation in which different things exist in equal, correct or good amounts
Example: It took him over an hour to balance his checkbook

borrow /ˈbɔːrəʊ/
(verb) to take and use something that belongs to somebody else, and return it to them at a later time
Example: Do you want to borrow a pen?

cautiously /ˈkɔːʃəsli/
(adverb) carefully, especially in order to avoid danger, mistakes or risks
Example: Act cautiously when signing contracts and read them thoroughly first

deduct /dɪˈdʌkt/
(verb) to take away money, points, etc. from a total amount
Example: By deducting the monthly fee from her checking account, Yi was able to make her account balance

dividend /ˈdɪvɪdend/
(noun) an amount of the profits that a company pays to people who own shares in the company
Example: The dividend was calculated and distributed to the group

down payment
down payment /daʊn ˈpeɪmənt/
(noun) a sum of money that is given as the first part of a larger payment
Example: By making a large down payment, the couple saved a great deal in mortgage interest

mortgage /ˈmɔːrɡɪdʒ/
(noun) a legal agreement by which a bank or similar organization lends you money to buy a house, etc., and you pay the money back over a particular number of years; the sum of money that you borrow
Example: Hiram mortgaged his home to get extra money to invest in his business

restricted /rɪˈstrɪktɪd/
(adjective) limited or small in size or amount
Example: Access to the safe deposit box vault is restricted to key holders

signature /ˈsɪɡnətʃər/
(noun) your name as you usually write it, for example at the end of a letter
Example: The customer's signature was kept on file for identification purposes

take out
take out /teɪk aʊt/
(phrasal verb) to go to a restaurant, theatre, club, etc. with somebody you have invited
Example: When can I take money out of bank?

transaction /trænˈzækʃn/
(noun) a piece of business that is done between people, especially an act of buying or selling
Example: Banking transaction will appear on your monthly statement