Banking

HỌC BỘ TỪ

accept
accept /əkˈsept/
(v) to say “yes” to an offer, invitation, etc.
Example: The receptionist accepted the package from the courier


balance
balance /ˈbæləns/
(n, v) the amount that is left after taking numbers or money away from a total
Example: It took him over an hour to balance his checkbook


borrow
borrow /ˈbɒrəʊ/
(v) to take and use something that belongs to someone else, and return it to them at a later time
Example: Do you want to borrow a pen?


cautiously
cautiously /ˈkɔːʃəsli/
(adv) being careful about what you say or do
Example: Act cautiously when signing contracts and read them thoroughly first


deduct
deduct /dɪˈdʌkt/
(v) to take away money, points, etc., from a total amount
Example: By deducting the monthly fee from her checking account, Yi was able to make her account balance


dividend
dividend /ˈdɪvɪdend/
(n) an amount of the profits that a company pays to people who own shares in the company
Example: The dividend was calculated and distributed to the group


down payment
down payment /ˌdaʊn ˈpeɪmənt/
(n) an initial partial payment
Example: By making a large down payment, the couple saved a great deal in mortgage interest


mortgage
mortgage /ˈmɔːɡɪdʒ/
(n, v) a legal agreement by which a bank or similar organization lends you money to buy a house, etc., and you pay the money back over a particular number of years; the sum of money that you borrow
Example: Hiram mortgaged his home to get extra money to invest in his business


restricted
restricted /rɪˈstrɪktɪd/
(adj) limited or small in size or amount
Example: Access to the safe deposit box vault is restricted to key holders


signature
signature /ˈsɪɡnətʃə(r)/
(n) your name as you usually write it, for example at the end of a letter
Example: The customer's signature was kept on file for identification purposes


take out
take out
(v) remove
Example: When can I take money out of bank?


transaction
transaction /trænˈzækʃn/
(n) a piece of business that is done between people, especially an act of buying or selling
Example: Banking transaction will appear on your monthly statement