accept /əkˈsept/ (verb) to take willingly something that is offered; to say ‘yes’ to an offer, invitation, etc. Example: The receptionist accepted the package from the courier
balance /ˈbæləns/ (noun) a situation in which different things exist in equal, correct or good amounts Example: It took him over an hour to balance his checkbook
borrow /ˈbɔːrəʊ/ (verb) to take and use something that belongs to somebody else, and return it to them at a later time Example: Do you want to borrow a pen?
cautiously /ˈkɔːʃəsli/ (adverb) carefully, especially in order to avoid danger, mistakes or risks Example: Act cautiously when signing contracts and read them thoroughly first
deduct /dɪˈdʌkt/ (verb) to take away money, points, etc. from a total amount Example: By deducting the monthly fee from her checking account, Yi was able to make her account balance
dividend /ˈdɪvɪdend/ (noun) an amount of the profits that a company pays to people who own shares in the company Example: The dividend was calculated and distributed to the group
down payment /daʊn ˈpeɪmənt/ (noun) a sum of money that is given as the first part of a larger payment Example: By making a large down payment, the couple saved a great deal in mortgage interest
mortgage /ˈmɔːrɡɪdʒ/ (noun) a legal agreement by which a bank or similar organization lends you money to buy a house, etc., and you pay the money back over a particular number of years; the sum of money that you borrow Example: Hiram mortgaged his home to get extra money to invest in his business
restricted /rɪˈstrɪktɪd/ (adjective) limited or small in size or amount Example: Access to the safe deposit box vault is restricted to key holders
signature /ˈsɪɡnətʃər/ (noun) your name as you usually write it, for example at the end of a letter Example: The customer's signature was kept on file for identification purposes
take out /teɪk aʊt/ (phrasal verb) to go to a restaurant, theatre, club, etc. with somebody you have invited Example: When can I take money out of bank?
transaction /trænˈzækʃn/ (noun) a piece of business that is done between people, especially an act of buying or selling Example: Banking transaction will appear on your monthly statement