accept /əkˈsept/ (v) to say “yes” to an offer, invitation, etc. Example: The receptionist accepted the package from the courier
balance /ˈbæləns/ (n, v) the amount that is left after taking numbers or money away from a total Example: It took him over an hour to balance his checkbook
borrow /ˈbɒrəʊ/ (v) to take and use something that belongs to someone else, and return it to them at a later time Example: Do you want to borrow a pen?
cautiously /ˈkɔːʃəsli/ (adv) being careful about what you say or do Example: Act cautiously when signing contracts and read them thoroughly first
deduct /dɪˈdʌkt/ (v) to take away money, points, etc., from a total amount Example: By deducting the monthly fee from her checking account, Yi was able to make her account balance
dividend /ˈdɪvɪdend/ (n) an amount of the profits that a company pays to people who own shares in the company Example: The dividend was calculated and distributed to the group
down payment /ˌdaʊn ˈpeɪmənt/ (n) an initial partial payment Example: By making a large down payment, the couple saved a great deal in mortgage interest
mortgage /ˈmɔːɡɪdʒ/ (n, v) a legal agreement by which a bank or similar organization lends you money to buy a house, etc., and you pay the money back over a particular number of years; the sum of money that you borrow Example: Hiram mortgaged his home to get extra money to invest in his business
restricted /rɪˈstrɪktɪd/ (adj) limited or small in size or amount Example: Access to the safe deposit box vault is restricted to key holders
signature /ˈsɪɡnətʃə(r)/ (n) your name as you usually write it, for example at the end of a letter Example: The customer's signature was kept on file for identification purposes
take out (v) remove Example: When can I take money out of bank?
transaction /trænˈzækʃn/ (n) a piece of business that is done between people, especially an act of buying or selling Example: Banking transaction will appear on your monthly statement